Swartz Premier Group Insurance is an independent agency. We assist the Moberly, MO community. We are committed to helping our clients find the coverage they need to protect their assets. We have partnerships with multiple carriers throughout the Midwest. This allows us to provide flexible coverage options that adapt to life’s changes.
Common Commercial Insurance Mistakes
As a Moberly, MO business owner, you are constantly looking for ways to stay ahead of the competition. A strong commercial insurance policy is a great start. Commercial insurance covers your business against various risks associated with operating a business. Liability insurance is the foundation of your policy. Your business is covered if a customer alleges that your products caused them harm or if they suffer an injury while visiting your business. Worker’s compensation covers your business if your employees are injured on the job. The policy allows you to cover their medical treatment. All of your inventory is covered if it’s stolen or accidentally destroyed. As you look over your policy, avoid these common commercial insurance mistakes.
Neglecting Commercial Auto Coverage
If you provide a delivery service, the only way to stay fully protected is by adding commercial auto insurance. Many business owners assume that they can rely on their personal auto coverage to protect them against damage to their commercial vehicles. If something happens to your commercial vehicle, you will be left exposed if you don’t have the proper protection.
Thinking Your Business Is Too Small For Coverage
This is a common mistake many business owners make. If you have a small business, that’s even more of an incentive for you to get insured. If your small business suffers a significant loss, you likely wouldn’t have the resources to cover it with insurance.
Swartz Premier Group Insurance Will Help You Protect Your Investment
Visit our website to learn more information about commercial insurance.
