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Swartz Premier Group Insurance

208 West Rollins St
Moberly, MO 65270

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204D Peach Way
Columbia, MO 65203

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Missouri Motorcycle Insurance coverage

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Motorcycle Insurance in Missouri

Missouri is home to more than 180,000 motorcycle owners. If you own a motorcycle, you need to make sure that you obtain an insurance policy that you can depend on. This is why we offer reliable motorcycle insurance here at Swartz Premier Group Insurance in Columbia and Moberly, MO for all of our customers. We offer a variety of policy options to choose from such as collision, comprehensive, and liability.

Motorcycle Insurance Requirements

Just like any other state, motorcycle insurance is required in the state of Missouri. You also must show proof prior to registering your motorcycle. You are putting yourself at risk for fines and a possible license suspension for failure to obtain insurance.

You must also obtain the minimum limits which include:

  • $25,000 per person for bodily injury or death
  • $50,000 for more than two people for bodily injury or death
  • $10,000 for destruction or property damage

If you stick to just the minimum requirements, you will be responsible for any additional costs if your policy falls short, and you are involved in an accident. This can possibly drain your savings and put you in a financial bind.

Additional Coverage

Optional, but recommended insurance coverage policies include:

  • Collision coverage- this protects you in the event you are involved in an accident with another motorist. It will cover repair expenses for all damages.
  • Uninsured/underinsured-this coverage protects you in the event another driver that you are involved in an accident with has no insurance doesn't have enough to cover damages if at fault.
  • Comprehensive- This coverage will protect you from things such as theft, vandalism, water, wind, and fire.
  • Medical payments- This coverage will cover the costs of drug payments, dental care, and many others if involved in a car accident.


To obtain a quote, please visit our Swartz Premier Group Insurance office today. Our offices are located in Columbia and Moberly MO.


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States Served

  • Missouri
  • Kansas