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Swartz Premier Group Insurance

208 West Rollins St
Moberly, MO 65270

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204D Peach Way
Columbia, MO 65203

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Missouri Insurance Blog

Classic Car Insurance for New Collectors: Your Quick Guide

Our team at Swartz Premier Group Insurance can provide Moberly, MO area residents with the help that they need with a variety of insurance types. For instance, we can help you with classic car insurance that protects your investment. Here’s what you need to know about this policy type.

When Your Car is a Classic 

Here’s a tough question that we know you might not feel comfortable answering: Is your car truly a classic? Here are a few qualifications it has to meet to fall under classic status: 

  • At least 25 years or older 
  • If not that old, a new and exotic model (Aston Martin, Alfa Romeo, and such)
  • Popular antique favorites like Chevy, Ford, and Dodge classics
  • Replica cars that recreate a cool, old-style 
  • Specialized vehicles (hearses, fire trucks, school busses)
  • Used only for exhibition and club activities 
  • Stored in a locked and enclosed structure 

When getting this type of insurance, you typically get surprisingly low deductibles and an agreed-upon cover value, meaning that you get protection up to a point that we agree on. 

What Your Policy Covers 

When you get a classic car insurance policy, it covers a variety of concerns, including:

  • Liability issues, such as underinsured and uninsured motorists’ coverage
  • Personal injury protection and medical payment coverage
  • Towing and roadside assistance coverage 
  • Spare part coverage to help repair your vehicle 
  • Replacement cost of your vehicle if it’s damaged 
  • Restoration costs to improve your vehicle’s style

Why You Should Work With Us

At Swartz Premier Group Insurance, we take your Moberly. MO classic car seriously. We will work hard to find a policy that makes sense for you and will fight for your rights. It’s our goal to provide the high-quality and meaningful policy protection that you deserve. So contact us today to learn more!