{"id":66,"date":"2023-12-20T04:00:00","date_gmt":"2023-12-20T10:00:00","guid":{"rendered":"https:\/\/www.swartzins.com\/blog\/?p=66"},"modified":"2023-12-30T16:59:39","modified_gmt":"2023-12-30T22:59:39","slug":"is-there-a-limit-to-the-number-of-claims-you-can-file-against-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.swartzins.com\/blog\/is-there-a-limit-to-the-number-of-claims-you-can-file-against-homeowners-insurance\/","title":{"rendered":"Is There a Limit to the Number of Claims You Can File Against Homeowners Insurance?"},"content":{"rendered":"<p>Being a homeowner comes with many responsibilities. You must ensure that the house remains in tip-top condition by maintaining the home&#8217;s exterior, making repairs, and more. Another responsibility as a homeowner is to ensure that you always keep homeowners&#8217; insurance. While you might be lucky and never need to file a claim against your homeowners&#8217; insurance, you never know when you might need to file one. One thing that many homeowners wonder is, do insurance companies limit the number of claims a&nbsp;Moberly, MO homeowner (or homeowners&nbsp;elsewhere) can make against the policy?&nbsp;<\/p>\n<h2>Each Insurance Company is Different<\/h2>\n<p>Each insurance company is different and has its own&nbsp;rules, but it&#8217;s safe to say that there is a limit to the number of claims a person can file against their homeowners&#8217; insurance. The average limit is between two and five per year. To find out what the limit is with your insurance company, you will need to contact them directly.&nbsp;<\/p>\n<h3>You Could Pay More for Insurance in the Future<\/h3>\n<p>If you file excessive claims with your homeowners&#8217; insurance company, you could end up paying a higher rate in the future, as you could be seen as a high-risk homeowner. Therefore, you should make every effort to keep the number of claims you make to a minimum.&nbsp;<\/p>\n<h3>Reach Out To Us<\/h3>\n<p>If you&#8217;re interested in finding a new home insurance agent&nbsp;and you&#8217;re a Moberly, MO resident, you might want to check us out at Swartz Premier Group Insurance. At Swartz Premier Group Insurance, we pride ourselves on not only providing top-notch coverage but also excellent customer service. Give us a call today to be provided with a quote before we assist you with getting your policy started.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Being a homeowner comes with many responsibilities. You must ensure that the house remains in tip-top condition by maintaining the home&#8217;s exterior, making repairs, and more. Another responsibility as a homeowner is to ensure that you always keep homeowners&#8217; insurance. While you might be lucky and never need to file a claim against your homeowners&#8217; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[12,13],"class_list":["post-66","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-moberly-mo","tag-swartz-premier-group-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/comments?post=66"}],"version-history":[{"count":1,"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions"}],"predecessor-version":[{"id":67,"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions\/67"}],"wp:attachment":[{"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/media?parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/categories?post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.swartzins.com\/blog\/wp-json\/wp\/v2\/tags?post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}